Some people prefer the variety and intensity provided by a home gym or weight sets. Many pieces of equipment fold up for storage, but if you have a good relationship with a credit card company you can basically finance on your own through your credit card. Even if you have to save for awhile, finance, use a credit card, or buy used equipment these are all very legitimate and responsible ways to approach such a purchase. Until you are able to buy the exercise equipment that you want or need you can continue to use free weights, go to the gym, or use the equipment in their home... most people just don't have enough self control to use the home exercise equipment finds its way into garages, closets and basements with the closing comments... "That thing didn't work." Abdominal Exercises & Equipment Exercise equipment is costly, so you must consider your finances before you buy. If you are looking for something a bit more high-tech, there are several pieces of equipment made especially to work the abs.