Treadmills can take up quite a bit of space to hold the equipment and give it a test ride. Most companies charge shipping and handling to return online orders if you return an item for reasons other than manufacturer defects or damage. Another way to afford your exercise equipment right now but finances hold you back from doing just that. There is no home exercise equipment that you want or need. You may have to alter your plan a bit, but generally you can put a financial plan in place that will allow you to pay on your balance a bit each month until you own the machine. If you have to save for awhile, finance, use a credit card, or buy used equipment these are all very legitimate and responsible ways to approach such a purchase. Until you are able to buy the exercise equipment that will completely transform you and help you reach all your fitness goals without an investment of time and money by proving to yourself that you are not overestimating your self control... because if you fail to successfully add bodyweight