When you have high quality cardio exercise equipment you may only need to pay $30 a month, and if you pay $50 you will pay it off even more quickly. This is a good idea only if you can afford to purchase something that has good customer satisfaction ratings and is made by a respected fitness equipment manufacturer. Also be aware that some types of equipment cost more than others and may not fit your needs or your budget no matter how long you workout with it. The very best cardio exercise equipment. With all the choices for home fitness equipment first appeared in the 1990's, and it has gained tremendously in popularity ever since. Modern elliptical trainers provide motion and exercise to both the upper and lower body, making it an effective and efficient full body workout. Home Gyms Stationary Bikes According to Consumer's Union, it is the beginners that give up using the equipment more than people who already enjoy an active lifestyle. Elliptical trainers are the latest craze in home fitness equipment. They provide the exercise benefits of walking or running